Hard to Prove Income
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Low Doc and No Doc Loans
These types of loans would be suitable if you are one of those people who can not provide the type of documentation normally required by lenders to show that you can afford to make loan repayments.
For example, if you are self-employed you may not have the necessary two years of complete financial records.
What's the difference between the two?
The loans described above are not for everyone, and tend to come with higher interest rates, but they fill a gap for certain borrowers who meet the criteria.