{"id":31903,"date":"2023-04-05T16:00:05","date_gmt":"2023-04-05T04:00:05","guid":{"rendered":"https:\/\/edgemortgages.co.nz\/?page_id=31903"},"modified":"2024-03-26T09:41:14","modified_gmt":"2024-03-25T20:41:14","slug":"business-and-cashflow-lending","status":"publish","type":"page","link":"https:\/\/edgemortgages.co.nz\/business-and-cashflow-lending\/","title":{"rendered":"Business and Cashflow lending"},"content":{"rendered":"
[et_pb_section fb_built=”1″ _builder_version=”4.18.0″ _module_preset=”default” background_color=”#D7EA54″ use_background_color_gradient=”on” background_color_gradient_direction=”90deg” background_color_gradient_stops=”#c1d72e 0%|rgba(41,196,169,0) 75%” background_color_gradient_overlays_image=”on” background_image=”https:\/\/edgemortgages.co.nz\/wp-content\/uploads\/2023\/04\/AdobeStock_247096729-scaled.jpeg” background_position=”top_right” background_vertical_offset=”89%” height=”40vh” bottom_divider_height=”60px” bottom_divider_repeat=”1x” background_last_edited=”on|phone” use_background_color_gradient_tablet=”on” background_color_gradient_direction_phone=”180deg” background_color_gradient_stops_tablet=”#c1d72e 0%|rgba(41,196,169,0) 99%” background_size_phone=”cover” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row column_structure=”3_5,2_5″ _builder_version=”4.18.0″ _module_preset=”default” background_enable_color=”off” positioning=”absolute” position_origin_a=”center_center” width=”90%” max_width=”70%” max_width_tablet=”90%” max_width_phone=”90%” max_width_last_edited=”on|phone” global_colors_info=”{}”][et_pb_column type=”3_5″ _builder_version=”4.18.0″ _module_preset=”default” background_enable_color=”off” global_colors_info=”{}”][et_pb_text _builder_version=”4.18.0″ _module_preset=”default” header_font=”|700|||||||” header_text_align=”left” header_text_color=”#212D3E” header_font_size=”60px” header_3_text_color=”#212D3E” custom_margin=”||10px||false|false” header_text_align_tablet=”left” header_text_align_phone=”center” header_text_align_last_edited=”on|phone” header_text_color_tablet=”#212D3E” header_text_color_phone=”#212D3E” header_text_color_last_edited=”on|phone” header_font_size_tablet=”50px” header_font_size_phone=”37px” header_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n
[\/et_pb_text][dsm_button button_one_text=”Contact Us” button_one_url=”\/contact\/” button_two_text=”0800 277 2643″ button_two_url=”tel:08002772643″ button_alignment_tablet=”” button_alignment_phone=”center” button_alignment_last_edited=”on|phone” _builder_version=”4.18.0″ _module_preset=”default” custom_button_one=”on” button_one_text_size=”18px” button_one_text_color=”#C1D72E” button_one_bg_color=”#212D3E” button_one_border_color=”#212D3E” button_one_border_radius=”37px” button_one_font=”|600|||||||” button_one_on_hover=”off” custom_button_two=”on” button_two_text_size=”18px” button_two_text_color=”#C1D72E” button_two_bg_color=”#212D3E” button_two_border_color=”#212D3E” button_two_border_radius=”35px” button_two_font=”|600|||||||” button_two_icon=”||fa||900″ button_two_icon_placement=”left” button_two_on_hover=”off” box_shadow_style_button_one=”preset3″ box_shadow_style_button_two=”preset3″ global_colors_info=”{}”][\/dsm_button][\/et_pb_column][et_pb_column type=”2_5″ _builder_version=”4.18.0″ _module_preset=”default” background_enable_color=”off” global_colors_info=”{}”][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.18.0″ _module_preset=”default” background_color=”#F5F5F5″ da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.18.0″ _module_preset=”default” background_color=”#FFFFFF” width=”90%” max_width=”1366px” max_width_tablet=”90%” max_width_phone=”90%” max_width_last_edited=”on|tablet” custom_padding=”30px|20px|30px|20px|true|true” border_radii=”off|15px|15px||” border_color_bottom=”#212D3E” box_shadow_style=”preset2″ box_shadow_vertical=”0px” box_shadow_spread=”-1px” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.18.0″ _module_preset=”default” background_color=”#FFFFFF” global_colors_info=”{}”][et_pb_text _builder_version=”4.18.0″ _module_preset=”default” header_font=”|700|||||||” header_text_color=”#212D3E” header_2_font=”|600|||||||” header_2_text_color=”#212D3E” header_2_font_size=”35px” custom_margin=”||0px||false|false” global_colors_info=”{}”]<\/p>\n
[\/et_pb_text][et_pb_divider color=”#C1D72E” divider_weight=”2px” _builder_version=”4.18.0″ _module_preset=”default” width=”30%” custom_margin=”||-1px||false|false” custom_padding=”||0px||false|false” global_colors_info=”{}”][\/et_pb_divider][et_pb_text quote_border_color=”#C1D72E” _builder_version=”4.18.0″ _module_preset=”default” text_text_color=”#212D3E” header_4_text_color=”#212D3E” custom_margin=”||10px||false|false” global_colors_info=”{}”]<\/p>\n
As a business owner having access to finance is vital for you and your business. Take charge of your cash flow and your business aspirations today. Prospa offers fast turnaround loans of $5,000 to $500,000<\/strong> with terms from 3 to 24 months and cash flow friendly repayments. Funds can be used for any business purpose, and no security is required to access up to $150k<\/strong>. You must be a New Zealand Citizen or Permanent Resident.<\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_4,1_4,1_4,1_4″ _builder_version=”4.18.0″ _module_preset=”default” background_color=”#FFFFFF” width=”90%” max_width=”1366px” max_width_tablet=”90%” max_width_phone=”90%” max_width_last_edited=”on|tablet” custom_padding=”15px|20px|30px|20px|false|true” border_radii=”off||||” border_color_bottom=”#212D3E” box_shadow_style=”preset1″ box_shadow_vertical=”18px” global_colors_info=”{}”][et_pb_column type=”1_4″ _builder_version=”4.18.0″ _module_preset=”default” background_color=”#FFFFFF” global_colors_info=”{}”][et_pb_image src=”https:\/\/edgemortgages.co.nz\/wp-content\/uploads\/2023\/04\/easy-application.png” alt=”easy application” title_text=”easy application” _builder_version=”4.18.0″ _module_preset=”default” max_width=”40%” module_alignment=”center” global_colors_info=”{}”][\/et_pb_image][et_pb_text _builder_version=”4.18.0″ _module_preset=”default” header_2_text_color=”#212D3E” custom_margin=”||5px||false|false” global_colors_info=”{}”]<\/p>\n [\/et_pb_text][et_pb_text _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n Apply in 10 minutes with no paperwork.<\/span><\/p>\n [\/et_pb_text][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.18.0″ _module_preset=”default” background_color=”#FFFFFF” global_colors_info=”{}”][et_pb_image src=”https:\/\/edgemortgages.co.nz\/wp-content\/uploads\/2023\/04\/assets.png” alt=”assets” title_text=”assets” _builder_version=”4.18.0″ _module_preset=”default” max_width=”40%” module_alignment=”center” global_colors_info=”{}”][\/et_pb_image][et_pb_text _builder_version=”4.18.0″ _module_preset=”default” header_2_text_color=”#212D3E” custom_margin=”||5px||false|false” global_colors_info=”{}”]<\/p>\n [\/et_pb_text][et_pb_text _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n There\u2019s no security or financials required to access up to $150,000.<\/span><\/p>\n [\/et_pb_text][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.18.0″ _module_preset=”default” background_color=”#FFFFFF” global_colors_info=”{}”][et_pb_image src=”https:\/\/edgemortgages.co.nz\/wp-content\/uploads\/2023\/04\/fast.png” alt=”fast” title_text=”fast” _builder_version=”4.18.0″ _module_preset=”default” max_width=”40%” module_alignment=”center” global_colors_info=”{}”][\/et_pb_image][et_pb_text _builder_version=”4.18.0″ _module_preset=”default” header_2_text_color=”#212D3E” custom_margin=”||5px||false|false” global_colors_info=”{}”]<\/p>\n [\/et_pb_text][et_pb_text _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n We decide based on the health of your business, not your assets. On-the-spot answer is possible.<\/span><\/p>\n [\/et_pb_text][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.18.0″ _module_preset=”default” background_color=”#FFFFFF” global_colors_info=”{}”][et_pb_image src=”https:\/\/edgemortgages.co.nz\/wp-content\/uploads\/2023\/04\/money.png” alt=”money” title_text=”money” _builder_version=”4.18.0″ _module_preset=”default” max_width=”40%” module_alignment=”center” global_colors_info=”{}”][\/et_pb_image][et_pb_text _builder_version=”4.18.0″ _module_preset=”default” header_2_text_color=”#212D3E” custom_margin=”||5px||false|false” global_colors_info=”{}”]<\/p>\n [\/et_pb_text][et_pb_text _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n Once approved, you could have the funds in your account in 24 hours.<\/span><\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.18.0″ _module_preset=”default” background_color=”#FFFFFF” width=”90%” max_width=”1366px” max_width_tablet=”90%” 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src=”https:\/\/edgemortgages.co.nz\/wp-content\/uploads\/2023\/04\/taxes-1.png” alt=”taxes (1)” title_text=”taxes (1)” _builder_version=”4.18.0″ _module_preset=”default” max_width=”40%” module_alignment=”center” global_colors_info=”{}”][\/et_pb_image][et_pb_text _builder_version=”4.18.0″ _module_preset=”default” header_2_text_color=”#212D3E” header_2_line_height=”1.1em” custom_margin=”||5px||false|false” global_colors_info=”{}”]<\/p>\n [\/et_pb_text][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.18.0″ _module_preset=”default” background_color=”#FFFFFF” global_colors_info=”{}”][et_pb_image src=”https:\/\/edgemortgages.co.nz\/wp-content\/uploads\/2023\/04\/repair-car.png” alt=”repair car” title_text=”repair car” _builder_version=”4.18.0″ _module_preset=”default” max_width=”40%” module_alignment=”center” global_colors_info=”{}”][\/et_pb_image][et_pb_text _builder_version=”4.18.0″ _module_preset=”default” header_2_text_color=”#212D3E” header_2_line_height=”1.1em” custom_margin=”||5px||false|false” global_colors_info=”{}”]<\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.18.0″ _module_preset=”default” background_enable_color=”off” use_background_color_gradient=”on” background_color_gradient_stops=”rgba(33,45,62,0.43) 0%|rgba(193,215,46,0.34) 100%” background_color_gradient_overlays_image=”on” background_image=”https:\/\/edgemortgages.co.nz\/wp-content\/uploads\/2023\/04\/AdobeStock_415963286-scaled.jpeg” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.18.0″ _module_preset=”default” header_font=”|700|||||||” header_text_color=”#212D3E” header_2_font=”|600|||||||” header_2_text_color=”#FFFFFF” header_2_font_size=”35px” global_colors_info=”{}”]<\/p>\n [\/et_pb_text][et_pb_text _builder_version=”4.18.0″ _module_preset=”default” text_text_color=”#FFFFFF” header_font=”|700|||||||” header_text_color=”#212D3E” header_2_font=”|600|||||||” header_2_text_color=”#212D3E” header_2_font_size=”35px” header_3_text_color=”#FFFFFF” header_3_font_size=”25px” custom_margin=”||0px||false|false” global_colors_info=”{}”]<\/p>\n We want to help you take advantage of opportunities. Unlike traditional lenders, our entire process makes getting business loans easy \u2013 so you spend less time applying, and more time realising your dreams.<\/span><\/p>\n <\/span><\/p>\n <\/span><\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_2,1_2″ make_equal=”on” _builder_version=”4.18.0″ _module_preset=”default” background_enable_color=”off” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.18.0″ _module_preset=”default” background_color=”#FFFFFF” custom_padding=”15px|20px|35px|20px|false|true” border_radii=”on|15px|15px|15px|15px” box_shadow_style=”preset3″ global_colors_info=”{}”][dsm_icon_list _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][dsm_icon_list_child text=”Drivers License” font_icon=”E||divi||400″ icon_color=”#C1D72E” icon_font_size=”25px” _builder_version=”4.18.0″ _module_preset=”default” text_font=”||||||||” text_text_color=”#212D3E” text_font_size=”21px” global_colors_info=”{}”][\/dsm_icon_list_child][dsm_icon_list_child text=”NZBN” font_icon=”E||divi||400″ icon_color=”#C1D72E” icon_font_size=”25px” _builder_version=”4.18.0″ _module_preset=”default” text_font=”||||||||” text_text_color=”#212D3E” text_font_size=”21px” global_colors_info=”{}”][\/dsm_icon_list_child][dsm_icon_list_child text=”The bank details of your business’ main” font_icon=”E||divi||400″ icon_color=”#C1D72E” icon_font_size=”25px” _builder_version=”4.18.0″ _module_preset=”default” text_font=”||||||||” text_text_color=”#212D3E” text_font_size=”21px” global_colors_info=”{}”][\/dsm_icon_list_child][dsm_icon_list_child text=”trading account” font_icon=”E||divi||400″ icon_color=”#FFFFFF” icon_font_size=”25px” _builder_version=”4.18.0″ _module_preset=”default” text_font=”||||||||” text_text_color=”#212D3E” text_font_size=”21px” text_line_height=”1.2em” global_colors_info=”{}”][\/dsm_icon_list_child][\/dsm_icon_list][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.18.0″ _module_preset=”default” background_color=”#FFFFFF” custom_padding=”15px|20px|35px|20px|false|true” border_radii=”on|15px|15px|15px|15px” box_shadow_style=”preset3″ global_colors_info=”{}”][dsm_icon_list _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][dsm_icon_list_child text=”6 months of bank statements loans ” font_icon=”E||divi||400″ icon_color=”#C1D72E” icon_font_size=”25px” _builder_version=”4.18.0″ _module_preset=”default” text_font=”||||||||” text_text_color=”#212D3E” text_font_size=”21px” global_colors_info=”{}”][\/dsm_icon_list_child][dsm_icon_list_child text=”more than $100,000 financial” font_icon=”E||divi||400″ icon_color=”#FFFFFF” icon_font_size=”25px” _builder_version=”4.18.0″ _module_preset=”default” text_font=”||||||||” text_text_color=”#212D3E” text_font_size=”21px” text_line_height=”1.2em” global_colors_info=”{}”][\/dsm_icon_list_child][dsm_icon_list_child text=”Statements (P&L, aged payables and” font_icon=”E||divi||400″ icon_color=”#C1D72E” icon_font_size=”25px” _builder_version=”4.18.0″ _module_preset=”default” text_font=”||||||||” text_text_color=”#212D3E” text_font_size=”21px” global_colors_info=”{}”][\/dsm_icon_list_child][dsm_icon_list_child text=”receivables)” font_icon=”E||divi||400″ icon_color=”#FFFFFF” icon_font_size=”25px” _builder_version=”4.18.0″ _module_preset=”default” text_font=”||||||||” text_text_color=”#212D3E” text_font_size=”21px” text_line_height=”1.2em” global_colors_info=”{}”][\/dsm_icon_list_child][\/dsm_icon_list][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.18.0″ _module_preset=”default” background_color=”#212D3E” custom_padding=”30px||30px||true|false” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.18.0″ _module_preset=”default” text_text_color=”#FFFFFF” header_text_color=”#FFFFFF” header_3_font=”|600|||||||” header_3_text_color=”#FFFFFF” header_3_font_size=”35px” global_colors_info=”{}”]<\/p>\n [\/et_pb_text][et_pb_text _builder_version=”4.18.0″ _module_preset=”default” text_text_color=”#FFFFFF” header_text_color=”#FFFFFF” header_3_font=”|600|||||||” header_3_text_color=”#FFFFFF” header_3_font_size=”35px” global_colors_info=”{}”]<\/p>\n Apply below. It only takes 10 minutes. Funding possible in 24 hours. [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.18.0″ _module_preset=”default” background_color=”#F5F5F5″ da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row module_id=”apply” _builder_version=”4.18.0″ _module_preset=”default” background_color=”#FFFFFF” width=”90%” max_width=”1366px” border_radii=”on|15px|15px|15px|15px” box_shadow_style=”preset2″ global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_code _builder_version=”4.24.2″ _module_preset=”default” max_width=”83%” module_alignment=”center” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″]Easy Application<\/h2>\n
No assets? No Worries<\/h2>\n
Fast decision<\/h2>\n
Funding possible in
24 hours<\/h2>\nFeatures<\/h2>\n
Business loans from
$5,000 to $500,000<\/h2>\nCash flow friendly terms
from 3 to 24 months<\/h2>\nDaily or weekly
repayments<\/h2>\nCompetitive rates and transparent pricing<\/h2>\n
Asset security not required to access up to $150,000<\/h2>\n
Apply online in 10 minutes, same day approval<\/h2>\n
Typical Loan Uses<\/h2>\n
Purchase stock
or inventory<\/h2>\nExpand
and Renovate<\/h2>\nRun a marketing campaign<\/h2>\n
Buy or upgrade equipment<\/h2>\n
Manage
cash flow<\/h2>\nHire more staff
during busy periods<\/h2>\nMeet tax
obligations<\/h2>\nRepair vehicle
and machinery<\/h2>\nTypical Loan Uses<\/h2>\n
What you need to apply<\/span><\/h3>\n
Get fast, easy access to funding<\/h3>\n
To find out more, contact us on\u00a0<\/span>0800-ARRANGE (0800-277-2643)<\/b>\u00a0<\/span>or email\u00a0<\/span>info@edgemortgages.co.nz<\/b><\/p>\n